My Travel Process

Learn how to spend internationally. International Credit Card Get an international fee-free credit card. CapitalOne is offering one currently. Connect your primary bank account to your credit card account be able to make payments via ACH. International Debit Card You will need cash. Get a debit card that can withdraw from international ATMs for free. A couple of popular options are Wise and Chime. I'm trying both, so I'll update you on how it goes.  Use ATMs inside only. At a store, exchange a large bill for one of every denomination of bills and coins. Take some time to study them so you can recognize the value of cash and change at a glance, just like at home. In some countries, counterfeit money is a concern. Be aware of this for receiving change in bills, but also research the local practice of bill handling. For example, if nobody in the home country uses one's or five's, try not to use them either, because chances are decent nobody will accept them. Peer-to-Peer M

Learn how to keep in touch internationally. Data Data, which you'll know as 4G, LTE, and 5G, is different than calls and texts. Research your international data plan to know what to expect. You may be charged per kilobyte. Multiply that by 100 for a megabyte, and a 1000 for a gigabyte. Note: it does not take long to blow through a gigabyte if you're not careful. Your phone, as well as most every app, has a low data mode that might help. Your phone may have the option of turning off data, but leaving on Wi-Fi. If you really don't want to use minutes, texts, or data, you can switch it off to ensure you do not. But then your phone will work with Wi-Fi and Wi-Fi only. If you need to connect to the Internet with your laptop but aren't near Wi-Fi, you can consider connecting to your phone as a hotspot, at least as a backup. Your current plan may or may not include hotspot privileges.  Texting and Minutes Remember when we had to pay for every text and call? Congratulations, yo